Credit card surcharge rates from 1 July 2026

Date: 1 July 2026

The Reserve Bank of Australia advises new rates will apply from 01 July 2026.

The new merchant rates are:

  • Visa Credit 1.21%
  • Mastercard Credit 0.87%
  • American Express 1.59%
  • Visa Debit 0.46%
  • Mastercard Debit 0.25%

Contact us

Email: corporate@nopta.gov.au

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